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How do I identify a bundled service in the paperwork?
A package can include membership, insurance or another service with its own conditions.
Find separate documents and charges rather than reading only the loan summary.
Clarify what is required, what can be declined and what changes if a service ends. Keep each product's terms visible so a loan approval is not mistaken for confirmation of another benefit.
Open the loan comparison guides
Definitions
- Total repayable
- Sum payable under the stated schedule and its assumptions; contingent charges and changes must be considered separately.
- Amount received
- Money actually made available to the borrower, which can differ from the stated loan amount if a charge is deducted.