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What should I check before relying on future refinancing?
Future income, terms and credit availability can differ from today's.
Read the maturity obligation on its own and distinguish a possible later option from a contractual commitment. A website's scenario is not a promise that replacement credit will exist.
Details
- Separate quoted conditions from assumptions
- Locate the agreement version and date
- Ask how a change affects the remaining schedule
Before preparing an application
Prepare your application document list
Keep a written offer open while you locate the amount received, charges and total amount repayable.